Blok AI Capital backs seed-stage founders building the infrastructure and products for a more inclusive financial system. Our portfolio companies collectively serve hundreds of millions of customers worldwide.
Five category-defining companies across digital banking, payments, benefits access, cross-border money movement, and consumer investing.
The world's largest digital bank by customer count outside the US, Nubank was founded to fight the complexity, fees, and exclusivity of traditional banking in Latin America.
Sector: Digital Banking • Market: Latin America
Chime offers fee-free banking products to Americans who have been failed by traditional banks. Their early wage access feature has helped millions break the paycheck-to-paycheck cycle.
Sector: Consumer Banking • Market: United States
Chipper Cash removes the friction and cost from moving money across African borders, enabling free person-to-person transfers and empowering diaspora communities globally.
Sector: Cross-Border Payments • Market: Africa
Stash makes investing and saving accessible to first-time investors and middle-income Americans who have historically been excluded from wealth-building tools and financial markets.
Sector: Consumer Investing • Market: United States
Propel builds financial tools for low-income Americans, starting with Providers, the most-used app for SNAP benefits management, now expanding into banking and income-building products.
Sector: Benefits & Banking • Market: United States
We move quickly when we see the right combination of team, market, and mission. Here is how we evaluate opportunities.
First principles thinkers with lived experience in or deep proximity to the problem they are solving. Domain credibility matters more to us than pedigree alone.
The world's unbanked and underbanked populations represent a multi-trillion-dollar opportunity. We want companies positioning to capture meaningful share of genuinely large markets.
We look for proprietary technology, data advantages, or distribution moats that will compound over time and create defensible businesses in competitive fintech markets.
If your company is addressing the financial access gap, we want to hear from you. We respond to every serious inquiry.
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